If you’ve been injured in an accident, there’s a good chance an insurance adjuster has already contacted you. They may seem friendly and sympathetic – but their job is to pay you as little as possible.
Tactic #1: The Quick Settlement Offer
Insurers often rush to offer a settlement before you fully understand the extent of your injuries. Once you accept and sign a release, you cannot go back for more – even if your injuries turn out to be far more serious than initially apparent. Never accept a settlement before consulting with an attorney.
Tactic #2: Recorded Statements
An adjuster may ask to record your statement “for their files.” This is a trap. Anything you say can and will be used to minimize your claim. Politely decline and consult an attorney first.
Tactic #3: Disputing Medical Treatment
Insurers may argue that your medical treatment was “unnecessary” or “unrelated” to the accident. They hire medical experts specifically to challenge your doctors’ recommendations.
Tactic #4: Surveillance
Insurance companies routinely conduct surveillance of claimants, looking for any activity that contradicts claims of injury.
How Linden Law Fights Back
We know every tactic in the insurance playbook. We build cases that are difficult to dispute, work with medical experts to document your injuries, and don’t hesitate to take cases to trial when insurers won’t pay fair value. Call (212) 804-8440 for a free consultation.
